Availability of funds depends on how you deposit your money:

Direct Deposit

Your money will be available in your account on the date designated by your employer's payroll processor. Bridge does not set timelines for when direct deposits appear in your account. Please contact your direct deposit issuer with questions about their timelines.

External Bank Transfers

All external, bank-to-bank transfers in the U.S. are subject to the U.S. Federal Reserve's ACH regulations. Money transferred into your Bridge account (crediting your account) from an external bank should clear within 7 business days.

Money transferred out of your Bridge account (debiting your account) into an external bank account will be withdrawn within 1 business day. While money would be withdrawn from your Bridge account within 1 business day, the funds would be subject to the processing timelines of the recipient bank.

Third-Party Money Transfer Apps (Cash App, PayPal, Venmo, etc)

Availability of funds is subject to each app's respective timelines and is not set by Bridge. Please refer to the money transfer app's help resources for more information.


Bridge is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A; Member FDIC. The Bridge Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

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